Finding Ways to Save Money with Cinch

This post was created in partnership with Cinch Financial. We all know living on a budget is tough. It’s difficult to continuously find new ways to cut expenses and earn more. After a while, it can seem that you can’t possibly cut any more from your monthly budget. However, there are some things we tend […]

4 Ways to Lower Your Expenses to Put the Difference Toward Debt

Today we have a guest post from the lovely Kristi Muse. Kristi blogs at Moderate Muse and is one of Cat’s coaching students. Take it away Kristi! Chipping away at credit card debt can sometimes feel like you’re Sisyphus, condemned to an eternity of rolling a boulder up hill, only to watch it tumble down again. […]

5 Minutes Saved Me $12

You know those (semi-annoying) Geico commercials? “15 minutes can save you 15% or more on car insurance.” Well, I just saved $12 in 5 minutes, which is about 17% of my $70 purchase. So take that Geico! When I got home from work last night, I let my dogs out in the backyard and then […]

Cutting Expenses: Car Insurance

As part of my personal finance journey, I’m working hard to cut my expenses so I can allocate more of my monthly income toward paying off debt. I’ve set a goal debt free date, and in order for me to meet this goal I’m going to have to pay extra (above the minimum payments) toward […]

20 Fun and Cheap Hobbies to Adopt This Year

As part of my plan to become financially serious, I’ve taken on an accountability partner, I’ve reassessed my budget, and now I’m trying to practice having cheap fun. Having fun with friends, or by yourself, doesn’t have to be expensive. Here are some of the fun and cheap hobbies I’ve tried, and some I’m planning […]

Finding Accountability

One of the main reasons I started my blog last year was to help keep me accountable as I work to pay off debt and embrace (semi) minimalism. While it hasn’t always been successful at keeping me accountable with my outrageous spending habits, it has helped quite a bit already. My main goal for 2015 […]

Financial Implications of Winter

Winter weather is in full swing here, which is very depressing to me. I absolutely detest winter time. In fact if I were a full-time freelancer, I’d probably only leave the house during winter time to get groceries once a week. Other than that, I’d stay inside where it’s warm-ish and cozy-ish. (I say “ish” […]

How I Save on Groceries

I’ve talked before about how I am personally able to keep my grocery costs right around $120 per month. But I know grocery spending is one area a lot of people struggle with when it comes to living on a budget, so I decided to share a few more of my money saving tips for […]

Paying Off Debt When You Make Peanuts

Today we have a guest post from Kara. She’s here to tell you how she’s managing to pay off her debt despite a very low income. I make almost no money. I made $22,253 this year and will make around $23,000 next year. I have 4 part-time jobs that add up to this sad little […]

4 Things I WOULDN’T Do to Save Money

‘Round these parts, we’re all about making more money, saving money, and trying to kill our debt. But that doesn’t mean we do things that could end up being featured on TLC’s Extreme Cheapskates. We’re not that crazy frugal! After all, I’ve confessed numerous times that I’m a bad PF blogger. With that in mind, here […]