6 Tips On Having Fun When You’re Broke

Having fun when broke seems like such a difficult thing to do. We do need something fun once in a while to let loose and shed stress. Here are several innovative entertainment options that don’t cost a penny for those in debt: 1.       Borrow Movies From the Local Library Majority of local libraries offer lifetime […]

5 Ways to Save Money on Happy Hour

When I was still working at my job before I quit to work for myself, I used to LOVE going to Happy Hour with my co-workers or other friends after work. This was one way we celebrating making it to the end of another week, especially during this time of year when work was crazy […]

Addicted to TV? Here are 5 Cheap Alternatives to Cable

Last summer I finally cut the cord and quit paying for cable. Ok, technically I had satellite TV, not actually cable. That’s because satellite TV is actually cheaper in my community than cable. Yep! And it has more channels, which may or may not be a good thing. But that’s a discussion for another day. […]

Why I Love Peoples’ Post-Black Friday Stupidity

Ahh Black Friday! I know it was about 1.5 weeks ago now (although I’m still getting tons of sale emails and ads every darn day), but I just realized that Black Friday has longer-reaching financial implications than some people realize. I’m not just talking about how long it will take you to pay off your […]

Have You Mastered Both Sides of the Financial Equation?

I’ve never really enjoyed math, so I guess it’s not surprising that I just can’t seem to master both side of the financial equation: increased earnings and low spending. Human behavior, particularly my own, can be really frustrating at times. When I started living on a budget a couple of years ago, I was very, […]

4 Easy Ways to Save Money on Everyday Purchases

I’m always looking for a way to save money. We live in a world where the internet rules everything and that means turning to the internet to help you save money. I like to use it as my first stop when I’m considering buying something, especially with the holidays right around the corner and all […]

Why It’s Easier to Save for a Trip Than For an Emergency Fund

One of the things I’ve been pondering since I got back from my recent trip across the country to FinCon15 is why it was so easy for me to save for that trip. I socked money away for that trip for almost a year without much thought or effort. Every time I got paid from […]

5 Ways Being Organized Can Help Your Finances

Some of you may not know this about me, but I’m pretty much OCD about being organized. I can’t think when my office is a mess with papers that need filed, and other things that stack up. I like to keep my inbox as close to 0 as possible by filing everything into it’s applicable […]

How to Gift Yourself a Healthy Financial Future

Who doesn’t love getting gifts? I know that I look forward to getting some sweet swag every year on my birthday. This year I got tickets to Stevie Wonder and an amazing sketch of me holding hands with Will Smith (be still my heart!) from my friends. Some gifts you have to give yourself. While yes, your friends […]

Gift Giving on a Budget

I’ve have had a lot of special occasions that have called for gifts lately. Between 4 graduations for family members and close friends, 2 baby shower, Mother’s Day, numerous birthdays, and a couple of up-coming weddings, these gift giving occasions could break me if I let them. I used to do a lot of home-made […]