Recognizing Your Financial Values

They say that there are two types of people out there: the savers and the spenders. You have to be one or the other.  I think that just like everything else in life, there are some shades of gray to this definition. How you save AND how you spend are both determined by your financial values. […]

Life After Debt: Now What?

June 5th 2015 will be a big day for the rest of my life. It’s the day that I paid my last student loan and officially became debt free. Cue the dance party! Just over a month later I am proud to report I have maintained my debt free status. I’ve stayed out of credit […]

In Relationships, Is Your Partner’s Debt Your Debt?

According to some rather bleak statistics, almost everyone in the US has some sort of debt. Student loans, mortgages, credit cards, medical bills, car loans…the array and depth of debt out there is staggering. The average student loan debt is $32,593 and the average credit card debt is $15,706, according to Nerdwallet’s statistics. What Kind […]

How to Gift Yourself a Healthy Financial Future

Who doesn’t love getting gifts? I know that I look forward to getting some sweet swag every year on my birthday. This year I got tickets to Stevie Wonder and an amazing sketch of me holding hands with Will Smith (be still my heart!) from my friends. Some gifts you have to give yourself. While yes, your friends […]

3 Big Financial Drains in Your Life

Hi everyone! I’m Kara, the newest staff writer for RDS. I’ve written for RDS once before on paying off debt while making peanuts, but I’m excited to be writing for y’all more often!You know, I fancy myself a sort of frugal wizard. With just a wave of my wand, I can spot a good deal […]

Letter to My Mother: Why I’m Not Ready to Reproduce aka My Uterus is Not Up For Negotiation

Dear Mom, In the past four years, you have asked me no less than 382 times when I am going to have children. The short answer is: someday, but not yet. But that’s no fun. Let’s go over the long version shall we? First and foremost, you are way too young (AND young looking) to […]