Have You Mastered Both Sides of the Financial Equation?

I’ve never really enjoyed math, so I guess it’s not surprising that I just can’t seem to master both side of the financial equation: increased earnings and low spending. Human behavior, particularly my own, can be really frustrating at times. When I started living on a budget a couple of years ago, I was very, […]

My 5 Favorite Ideas to Make Extra Money

There are literally hundreds (if not thousands) of ways to make extra money to help solve your cash flow problems. It may seem silly, but no matter how many people post about XYZ number of ideas to make extra money, I still never tire of reading these types of posts. Why? Well it’s probably because […]

5 Ways to Solve Your Cash Flow Problems

When I first started working my way out of debt I had some serious cash flow problems every month. It’s not that my budget was more than my take-home pay, but rather the problem was that more than half of my monthly bills were due during the first half of the month. Because I’m paid […]

Fighting My Way Out of Debt

Today’s guest post is from my new blogger friend, Kat. Enjoy! Debt sucks….period!! I wished we all lived in a world where no one had debt! Wouldn’t that be awesome? But for now, let’s come back down to earth where most people that I know have some form of debt. Some common types include student […]

Tax Considerations for Multiple Jobs

Having multiple jobs and streams of income is a great way to speed up your progress and help you reach your financial goals, like paying off debt or reaching “financial independence“, a lot faster. But there are also some drawbacks to working multiple jobs. Aside from things like maintaining a good work-life balance, there are […]

How Being in Debt Should Change Your Mindset

Today’s post is from Chonce, a new personal finance blogger working her way out of $30,000 of debt. When it comes to managing and improving your finances, setting a suitable budget, saving part of your income, and beginning to invest are certainly helpful money management skills. However these basic skills will not be the main […]

Passive Income Idea: Owning Rental Property

I’ve been thinking a lot lately about how I can increase my income outside of my full-time desk job. The reason I want to build my income from other sources is so I can eventually quit my full-time job. I just don’t enjoy it and can’t imagine spending the next 30 years of my life […]

Paying Off $24,000 of Debt

Today we have a guest post from one of our readers, Will. He is excited to tell about how he got out of $24,000 of debt and lived to tell the tale. In November 2013, I found myself with about $13,000 in debt. Well, kind of. I owed 13,000 actual debt dollars (Grad School, credit […]

Should You Get a Seasonal Holiday Job to Pay Down Debt?

Hi guys! Cat here. I was just talking to my best friend who told me she wants to get a job at the mall for the holidays. She just wanted to make some extra cash since she recently moved out on her own (woo hoo!) I actually convinced her to start freelance writing online, and […]

I had to Love Myself First to Get Out of Debt

Getting out of debt is a very emotional process. Today we have Jon from Money Smart Guides here to tell us all about his emotional journey out of debt and the lessons he learned along the way.  When I was in college, I got myself into credit card debt. But it wasn’t because some unscrupulous […]