What is a Certified Financial Planner (CFP)?

Certified Financial Planner is a designation, a professional certification for financial planners provided by CFP Board. You get an authorization to use the designation if you meet the education and examination qualifications along with the right … Continue reading...

What is a Mutual Fund’s NAV?

The NAV, which stands for Net Asset Value of a mutual fund, is the price per fund unit which determines its overall cost. It represents the fund's market value per share and is crucial to know when one chooses to invest in a mutual fund. Net Asset … Continue reading...

Record Date v/s Ex-Dividend Date -What is the Difference?

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What is record date? Record date, also known as the date of record, is a cut-off date or a particular date fixed by the company to determine the eligibility of its shareholders. On this date, the investors must own the shares of the company so … Continue reading...

Tips for finding English Teaching Jobs Overseas

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Introduction With many people taking ESL class every year, the demand for qualified teachers will never be high and in various markets, the need for the well-trained instructor will never be met. This indicates that an English teacher who … Continue reading...

What is a Sinking Fund?

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A sinking fund is basically a type of fund in which a certain amount of money is set aside or saved. This saved amount can later on be used for the purpose of repaying the debt. Understanding the concept of sinking funds The main purpose of … Continue reading...

Running a Successful Business Requires Positive Cash Flow

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Mоѕt реорlе thіnk thаt runnіng a ѕuссеѕѕful business means fіndіng thе rіght mаrkеt, рrоmоtіng thе rіght рrоduсtѕ аnd аnnоunсіng thе rіght path. Whіlе аll thеѕе thіngѕ аrе іmроrtаnt, nоnе оf thеm аrе аѕ еѕѕеntіаl аѕ gеnеrаtіng a роѕіtіvе саѕh flоw. … Continue reading...

Learn These Little Ways to Save Big Money

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Many times when you see lists like these, the subjects can be focused on one topic, which is not a bad thing, but because that topic can be so specific, sometimes you miss out on the bigger picture for ways you can save money, or some of the smaller … Continue reading...

USDA Loans – How Do They Work and Do You Qualify?

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Generally speaking, USDA loans are intended for people who do not have a safe place to live, cannot get help with lending elsewhere and have income that is a below a low-income limit for the area where they live. If you are in this sort of situation, … Continue reading...

What Factors can Impact the Creative Aspect of a Business or Company?

Factors impacting creative aspect of Business

Today world of business requires many strategies and planning for execution. The world is full of competition and in this, we are competitors for others as well. Business should have more strategies, infrastructure, planning, and most important … Continue reading...

Tricks to Stay Debt Free using your Credit Card

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Now for those people who use the credit card are often at a risk carrying out a lot of credit card debt. And once the debts get accumulated in large chunks, it may take years for them to pay for those debts.  This best way is to avoid … Continue reading...