Can A Minimalist Lifestyle Help You Achieve Financial Freedom?

financial freedom

Minimalism has been gaining traction among Americans. It is, as The Minimalists describe, a tool to finding freedom. This includes freedom from fear, guilt, depression, and consumerist traps. Not all people may have those problems. But there … Continue reading...

High Debt Is Putting People’s Retirements at Risk—Here’s What to Do

debt-program

Retirement is the well-earned period of relaxation that follows a lifetime of hard work. Stereotypes of retirement paint an idealized picture: Sitting under the swaying palm trees outside your beach condo, sipping fruity drinks and cashing in on the … Continue reading...

Understanding Abnormal Return to Avoid Surprises

money

An abnormal return refers to the generation of unusual profits over a specified period of time, by the given portfolios or securities. The performance differs from the anticipated RoR (rate of return). The anticipated RoR is the expected return. The … Continue reading...

Undertakings Collective Investment in Transferable Securities (UCITS)

Money investor

The UCITS is a regulatory framework of the European Commission. It is a regulatory body that manages mutual funds and their sale. UCITS funds are registered in Europe and their buyers can be the investors from all over the world. It uses unified … Continue reading...

What is a Certified Financial Planner (CFP)?

Certified Financial Planner is a designation, a professional certification for financial planners provided by CFP Board. You get an authorization to use the designation if you meet the education and examination qualifications along with the right … Continue reading...

What is a Mutual Fund’s NAV?

The NAV, which stands for Net Asset Value of a mutual fund, is the price per fund unit which determines its overall cost. It represents the fund's market value per share and is crucial to know when one chooses to invest in a mutual fund. Net Asset … Continue reading...

Record Date v/s Ex-Dividend Date -What is the Difference?

Nikkei 225

What is record date? Record date, also known as the date of record, is a cut-off date or a particular date fixed by the company to determine the eligibility of its shareholders. On this date, the investors must own the shares of the company so … Continue reading...

Tips for finding English Teaching Jobs Overseas

job

Introduction With many people taking ESL class every year, the demand for qualified teachers will never be high and in various markets, the need for the well-trained instructor will never be met. This indicates that an English teacher who … Continue reading...

What is a Sinking Fund?

debt-program

A sinking fund is basically a type of fund in which a certain amount of money is set aside or saved. This saved amount can later on be used for the purpose of repaying the debt. Understanding the concept of sinking funds The main purpose of … Continue reading...

Running a Successful Business Requires Positive Cash Flow

Cash loan

Mоѕt реорlе thіnk thаt runnіng a ѕuссеѕѕful business means fіndіng thе rіght mаrkеt, рrоmоtіng thе rіght рrоduсtѕ аnd аnnоunсіng thе rіght path. Whіlе аll thеѕе thіngѕ аrе іmроrtаnt, nоnе оf thеm аrе аѕ еѕѕеntіаl аѕ gеnеrаtіng a роѕіtіvе саѕh flоw. … Continue reading...