July 2013 Recap & August 2013 Goals

July 2013 Recap & August 2013 Goals

Is it really August? Really?


Life. Is. Insane. In July, I moved out of my apartment in Cleveland and into a suitcase. We took a six day trip to Niagara Falls and Toronto, spent a few nights at Dad’s, went on the annual family cabin trip, and drove to Chicago, Mount Rushmore, Denver, Colorado Springs, the Grand Canyon, Las Vegas, and L.A. (and through some boring places in between) as part of (most of) our cross country move. For anyone wondering, I should be in Portland tomorrow night. Eeep!

I’ve tried a lot of new things this month! Mostly food. But it’s still new. Visiting another country (Canada!), riding the subway, ice wine, going to a nude beach, Couchsurfing, guacamole, Greek food, and In-N-Out were all first time experiences for me in July. I am brainstorming a post about how crucial it is to try new things. Stay tuned.

Too much to put in this post. That’s why we have trip recaps.


What do I even say here? I’ve been on vacation all month. I spent this much in Canada and I haven’t even started tallying up the road trip costs yet. Yowza.

I made $497.24 in freelance income this month and $650.00 on the rest of my furniture.

I also made $1,272.75 in debt payments!


This month, I was obsessed with Same Love by Macklemore, Couchsurfing, and Instagramming.


Money After Graduation — Be a Kid Again, Save Some Cash

L Bee and the Money Tree — Seven Ways to Save Money on High End Clothing & How to Combine Finances with Your Significant Other

Careful Cents — 5 Life-Changing Ways to Invest in Yourself and See Big Returns

Johnny Moneyseed — Credit Sesame Unlocks the Secrets to Credit Approval & Everyday I’m Hustlin’

economag — Six Things You Need to Know About Your Finances


Secure another freelance gig. PASS! I picked up a one-off gig and helped launch economag! Kicking ass and taking names, like I do.

Lose 3 pounds. FAIL? No clue because I haven’t settled and unpacked my scale yet. But my guess is no.



This is the month for getting back on track. I need to kick these goals’ asses.

Add a HIRE ME page to the blog. I can’t believe I haven’t done this yet!

Inquire about at least 5 freelance projects. Gotta hustle to make up for my little quarter-life crisis.

Revamp my resume and send it out to at least 30 companies in Portland. Whether it’s full or part time, I need to find something! My freelance projects don’t bring in enough yet, but I’m confident I’ll get there soon.

Read a personal finance book. I’m thinking The Millionaire Next Door, thoughts?

Transfer old 401(k) to a Roth IRA. Anyone have a recommendation for me? I am leaning towards Vanguard.

How was your July and what are you hoping to accomplish in August?

[Image from BuzzFeed]


  1. Sounds like you are doing great with your freelancing. Great job!

  2. Is it a ROTH 401(k)? If it is not a ROTH 401(k) I would probably just roll it over to a traditional IRA so you wouldn’t owe any taxes on it (if you rolled it to the ROTH you would have to pay tax devil now instead of down the road). Vanguard is great. I use them for a taxable account and a traditional IRA. For the IRA I am using one of the “lazy” ETF portfolios since Vanguard doesn’t charge a fee to trade their ETFs. So far so good with it. The other choice that I personally like is Schwab. They are also extremely low cost and as a bonus you can sign up with a checking account with them and they refund all ATM fees and charge no foreign transactions fees (so it really is the perfect account to have access to when traveling abroad imo).

  3. You had a very busy July! Sounds like you’re doing great with your freelancing, which is awesome. I really like that you set goals for each month – I should start doing that. I typically set goals for myself, but not really things like “I want to accomplish this by the end of August”. I’m going to start, though, because it would be nice to check in every 30 days and see how I’ve been doing. My main goal for August is to finish the first draft of my novel and start editing it… so hopefully when you post your “August 2013 Recap” I can say I accomplished my goal!

    Also, SO excited for you to get settled in Portland! Yay! Can’t wait to hear how you’re liking it 🙂

  4. For who to roll into, I’m sure someone will be ecstatic to correct me if I’m wrong, but I believe I’ve read that the factor best correlated with the return of a mutual fund is its expense ratio. Using that criterion, get into the TSP if you’re eligible (you’re probably not) then Schwab if you’re not, then Vanguard if you can’t meet Schwab’s minimums.

  5. Isn’t In-N-Out ahhhh-mazing?! Definitely one of my favorite things about living in CA! Also, I’ve been trying to find the Joey gif for ages! It never fails to make me laugh.

  6. I also went to Niagara Falls for a week in July. Great weather but Niagara Falls is so expensive. Good luck with your August goals. Can’t wait for the recap. Have a good weekend.

  7. Definitely go with Vanguard. I transferred my Roth there and so far it’s been fantastic. Super low fees, and once you have over $10,000 in one single fund you can turn your shares into Admiral shares (which means you pay even less).

    Millionaire Next Door is pretty good, but have you read Your Money or Your Life yet? That book changed my life.

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