Simple Tricks to Control Your Inner Shopaholic

Shopaholism is an actual disease, people. Psychologists call it impulse driven buying. Everyone is susceptible to compulsive buying, but some are more prone than others. Buying a new pair of Jimmy Choos each week is indeed very satisfactory. But have you really thought about what that habit is doing to your budget and overall debt? […]

Horribly Wrong Ways to Spend Your Retirement Savings

So you spend decades working your butt off for a fat retirement savings account. Now you can retire in safety and comfort. Right? Let’s take a step back here. Unless you are a billionaire, your retirement fund will not last forever. Once you retire at the age of 60 or 65, you still have decades […]

Can You Beat Debt with Debt Consolidation?

Debt is the bugbear to saving and investment. A debt burden is disadvantageous at many levels, including financial, emotional and in interpersonal relationships. Let’s go back a few years and look at US Household debt. Some two thirds of US households are in debt, with the median household debt averaging around $70,000. Of course, this […]

The Path For Day Traders: Interactive Brokers

Day trading is a way out of the gray cubicle for some people. It is a chance for cubicle dwellers and bored office workers to put their office skills, like manipulating spreadsheets and reading complicated charts, to work. Interactive brokers can help people escape the gray prison of corporate America, creating an income stream that […]

Save Money While You Study

Unless you’re extremely lucky, when you’re a student you will always have to watch your budget. Student loans and grants are just enough for the necessities but there’ll always be more tempting opportunities to seize hold of than you rationally know you can afford. Even when you’re living in student accommodation London can be very […]

Effective Ways to Stop Yourself from Spending Your Retirement Money

Saving money for retirement is something everyone should do, but most don’t. Even those who do manage to save something for retirement end up spending it before retiring anyway. You can only spend retirement in relative ease if you can afford it. You won’t be able to take up second jobs, side hustle, freelance or […]

5 Signs You are Wasting Your Retirement Savings

The point of saving for retirement is to live the last years of your life in relative peace without having to worry about money. You will have plenty of other worries, mainly health, apart from finances in your autumn years. However, you will have to worry about money if you end up wasting all your […]

To Be or Not to Be a Real Estate Investor

Investments are great sources an extra income that you can save towards long-term goals like buying a house or retirement. There are many different ways to invest. You probably already know two popular ways to invest: the stock market and real estate. Both are high-return and high-risk forms of investments. Stock market investments are notorious […]

5 Reasons Why It’s So Hard to Save Money

It’s hard to save money. I mean, who doesn’t have trouble saving up enough to put into a bank account each month? After you pay all of your required bills, you plan to save the rest of your money, but saving ain’t easy. Sometimes, it feels as if we, as laypeople, are required the self-discipline […]

Should I Save for Retirement Or Pay Off Debt First?

Deciding if you should save for retirement or pay off debt first is a hard question to answer when someone is overwhelmed with debt. Saving for retirement is a long-term commitment, one that you will absolutely need when you are older and unable to work. Once upon a time, retirement savings were considered a priority over […]