Proven Budget Ideas For Retirement

The mechanics of budget creation are fairly simple: track how much money is coming in and how much is going out by making an inventory of income and expenses. Even if you’re not a number’s person and prefer a big picture view of your finances rather than fuss with details, you can use a budget […]

How does a Life Insurance provide you Cover with Investment

A life insurance provides you with a cover for the lifetime. It assures that your loved ones dependent upon you don’t have to depend on someone else once you are gone. You might be living a healthier and good lifestyle but the mishappenings don’t come with a warning. With an insurance cover, you can live […]

Follow These Steps to Make Sure You Get Bundles of Cash Savings

Every day, millions of people are making incredible savings on online purchase, travel, shopping and tax breaks. Millions others do not enjoy these savings because they do not know about them. There are several ways you can make savings every day; savings can be channeled towards meeting your financial goal. Here, we look at a […]

How to Choose the Right Investor

The world is changing constantly, with the amount of technological advancements taking place in it. Things are not the same as they were a decade earlier. Businesses around the world have grown tremendously and have seen unprecedented growth over the last decade. The culture of startups has flourished like never before. More and more individuals […]

Reasons You’re Spending Way Too Much on Home Maintenance

According to a 2015 estimate, housing costs of an average American is equivalent to 30 percent of income.  This includes mortgage fees, home insurance and so on. One housing cost that some people find unbearable is home maintenance. There are people who even end up borrowing short-term unsecured loans just to pay for home maintenance. […]

How to Save Money with an MPOS System

In case you are wondering what in the world an “mPOS” system is, the concept is rather simple. Most businesses have point-of-sale, or POS, systems where the digital cash registers are linked to a massive software program that automates things like accounting and managing inventory. Mobile POS systems are just like that, except they are […]

Rookie Mistakes to Avoid When Buying Your First Car

Buying a new car? It’s definitely an exciting prospect. Unfortunately, new car buyers are highly vulnerable to making mistakes that cost them a lot later. Here is a list of common mistakes new car buyers are prone to making that you should absolutely avoid: Not Setting a Budget Don’t shop for cars without having an […]

Simple Tricks to Control Your Inner Shopaholic

Shopaholism is an actual disease, people. Psychologists call it impulse driven buying. Everyone is susceptible to compulsive buying, but some are more prone than others. Buying a new pair of Jimmy Choos each week is indeed very satisfactory. But have you really thought about what that habit is doing to your budget and overall debt? […]

Horribly Wrong Ways to Spend Your Retirement Savings

So you spend decades working your butt off for a fat retirement savings account. Now you can retire in safety and comfort. Right? Let’s take a step back here. Unless you are a billionaire, your retirement fund will not last forever. Once you retire at the age of 60 or 65, you still have decades […]

Can You Beat Debt with Debt Consolidation?

Debt is the bugbear to saving and investment. A debt burden is disadvantageous at many levels, including financial, emotional and in interpersonal relationships. Let’s go back a few years and look at US Household debt. Some two thirds of US households are in debt, with the median household debt averaging around $70,000. Of course, this […]