Reasons You’re Spending Way Too Much on Home Maintenance

According to a 2015 estimate, housing costs of an average American is equivalent to 30 percent of income.  This includes mortgage fees, home insurance and so on. One housing cost that some people find unbearable is home maintenance. There are people who even end up borrowing short-term unsecured loans just to pay for home maintenance. […]

How to Save Money with an MPOS System

In case you are wondering what in the world an “mPOS” system is, the concept is rather simple. Most businesses have point-of-sale, or POS, systems where the digital cash registers are linked to a massive software program that automates things like accounting and managing inventory. Mobile POS systems are just like that, except they are […]

Rookie Mistakes to Avoid When Buying Your First Car

Buying a new car? It’s definitely an exciting prospect. Unfortunately, new car buyers are highly vulnerable to making mistakes that cost them a lot later. Here is a list of common mistakes new car buyers are prone to making that you should absolutely avoid: Not Setting a Budget Don’t shop for cars without having an […]

Simple Tricks to Control Your Inner Shopaholic

Shopaholism is an actual disease, people. Psychologists call it impulse driven buying. Everyone is susceptible to compulsive buying, but some are more prone than others. Buying a new pair of Jimmy Choos each week is indeed very satisfactory. But have you really thought about what that habit is doing to your budget and overall debt? […]

Horribly Wrong Ways to Spend Your Retirement Savings

So you spend decades working your butt off for a fat retirement savings account. Now you can retire in safety and comfort. Right? Let’s take a step back here. Unless you are a billionaire, your retirement fund will not last forever. Once you retire at the age of 60 or 65, you still have decades […]

Can You Beat Debt with Debt Consolidation?

Debt is the bugbear to saving and investment. A debt burden is disadvantageous at many levels, including financial, emotional and in interpersonal relationships. Let’s go back a few years and look at US Household debt. Some two thirds of US households are in debt, with the median household debt averaging around $70,000. Of course, this […]

The Path For Day Traders: Interactive Brokers

Day trading is a way out of the gray cubicle for some people. It is a chance for cubicle dwellers and bored office workers to put their office skills, like manipulating spreadsheets and reading complicated charts, to work. Interactive brokers can help people escape the gray prison of corporate America, creating an income stream that […]

Save Money While You Study

Unless you’re extremely lucky, when you’re a student you will always have to watch your budget. Student loans and grants are just enough for the necessities but there’ll always be more tempting opportunities to seize hold of than you rationally know you can afford. Even when you’re living in student accommodation London can be very […]

Effective Ways to Stop Yourself from Spending Your Retirement Money

Saving money for retirement is something everyone should do, but most don’t. Even those who do manage to save something for retirement end up spending it before retiring anyway. You can only spend retirement in relative ease if you can afford it. You won’t be able to take up second jobs, side hustle, freelance or […]

5 Signs You are Wasting Your Retirement Savings

The point of saving for retirement is to live the last years of your life in relative peace without having to worry about money. You will have plenty of other worries, mainly health, apart from finances in your autumn years. However, you will have to worry about money if you end up wasting all your […]