5 Facts About the 401(k) Plan That Will Instantly Put You in a Good Mood

How would you feel if the IRS offered to take care of retirement planning and investment for you? Well, this is what a 401(k) retirement plan is. It is an account opened by your employer for you to safely and painlessly invest your hard-earned money in. Some employees prefer to contribute a certain portion of […]

Automating Your Finances

Automation is often equated with greater efficiency. This is absolutely the case when it comes to automating your finances. There are few other personal finance strategies that can help you so much through expending so little effort. These are a few of the top ways automating your finances will change your life for the better. […]

Top 5 Online Banking Services

The first online banking service was offered to Americans back in 1994. As is the case with many things here in Australia, it took many more years for online banking to reach our shores. In its infancy, online banking was restricted by slower speeds and a lack of infrastructure, problems that have since been overcome. […]

5 Ways to Help curb your Emotional Spending

Wouldn’t you like to put more money in your savings account that you currently are blowing on stuff like footwear, outfits, movies, fancy restaurants, parties, etc? Everyone needs the above-mentioned items to be happy and fully functional, but things begin to get serious when you are spending money to fill the inner void that never […]

Can A Minimalist Lifestyle Help You Achieve Financial Freedom?

Minimalism has been gaining traction among Americans. It is, as The Minimalists describe, a tool to finding freedom. This includes freedom from fear, guilt, depression, and consumerist traps. Not all people may have those problems. But there is one kind of freedom that most want: financial freedom. Is it possible to achieve that with a […]

Running a Successful Business Requires Positive Cash Flow

Mоѕt реорlе thіnk thаt runnіng a ѕuссеѕѕful business means fіndіng thе rіght mаrkеt, рrоmоtіng thе rіght рrоduсtѕ аnd аnnоunсіng thе rіght path. Whіlе аll thеѕе thіngѕ аrе іmроrtаnt, nоnе оf thеm аrе аѕ еѕѕеntіаl аѕ gеnеrаtіng a роѕіtіvе саѕh flоw. Thіѕ guіdе wіll hеlр уоu understand hоw tо tеѕt a buѕіnеѕѕ model fоr thе ability […]

USDA Loans – How Do They Work and Do You Qualify?

Generally speaking, USDA loans are intended for people who do not have a safe place to live, cannot get help with lending elsewhere and have income that is a below a low-income limit for the area where they live. If you are in this sort of situation, applying for a USDA loan could be a […]

Best Online Money Management Tool to Use

With the growing popularity of internet in the 21st century life has become so much easier.  And the best part is that managing your finance isn’t a big deal anymore. Gone are those days when you had to keep a track your monthly fiancé with a pen and paper. With so many apps available in […]

What does Fiscal Policy Mean?

Fiscal policy are the policies implemented by the government to influence the macroeconomic conditions in the economy. These policies can be used to curb aggregate demand or supply and even increase it. Fiscal policies are generally implemented along with monetary policies, which are implemented by the central bank, to control the money supply in the […]

What is 10-Year US Treasury Yield

United States of America is probably the strongest and financially prudent countries in the whole wide world. The monetary kings deliver three kinds of debt securities to their people: Treasury Bills, Treasury Notes and Treasury Bonds. The Treasury Bills only have the maturity of a year and is the one that has the shortest matured […]