How to look for a credit card if you have bad credit?

  While one typically arises out of the other, there are situations in which you might need to be looking for a credit card with bad credit. After all, you usually have to have had a credit card to get bad credit in the first place — though not always. Whatever the cause though, there […]

Saving money tips for smokers: Is vaping cheaper than buying Cigarettes?

  Does Vaping Help You Save Money Compared to Buying Cigarettes?   According to a report published by the Food Drug and Administration, over 1 million Americans were using the e-cigarettes daily before it finally got regulated. Even after banning several psychoactive substances found in a vape, the vaping industry continues to spread its wings. […]

Tried and Tested Coping Skills to Deal with Financial Stress

Are you going through financial troubles? Having difficulty dealing with the stress associated with it? It is common for people to go through financial highs and lows. Particularly, when you are young and haven’t quite figured how the most dependable way to manage your personal finances. Even if you are older, you can learn from […]

5 Things We All Hate About Student Loans

It is not uncommon to find someone in their 20s struggling to pay off the student loan they took in hope of getting a college degree which would, in turn, help them land a high paying job. While a college education does ensure a better future, you should also be aware of the pitfalls of […]

Viggle App Review: Make Money by Watching TV

Do you–like everyone else– spend 1-2 hours watching TV every day? Now it is possible to earn a couple of bucks each day just by watching your favorite shows on TV. The price if smartphone data plans are increasing with every passing month and you must find a way to at least take care of […]

5 Facts About the 401(k) Plan That Will Instantly Put You in a Good Mood

How would you feel if the IRS offered to take care of retirement planning and investment for you? Well, this is what a 401(k) retirement plan is. It is an account opened by your employer for you to safely and painlessly invest your hard-earned money in. Some employees prefer to contribute a certain portion of […]

Automating Your Finances

Automation is often equated with greater efficiency. This is absolutely the case when it comes to automating your finances. There are few other personal finance strategies that can help you so much through expending so little effort. These are a few of the top ways automating your finances will change your life for the better. […]

Top 5 Online Banking Services

The first online banking service was offered to Americans back in 1994. As is the case with many things here in Australia, it took many more years for online banking to reach our shores. In its infancy, online banking was restricted by slower speeds and a lack of infrastructure, problems that have since been overcome. […]

5 Ways to Help curb your Emotional Spending

Wouldn’t you like to put more money in your savings account that you currently are blowing on stuff like footwear, outfits, movies, fancy restaurants, parties, etc? Everyone needs the above-mentioned items to be happy and fully functional, but things begin to get serious when you are spending money to fill the inner void that never […]

Can A Minimalist Lifestyle Help You Achieve Financial Freedom?

Minimalism has been gaining traction among Americans. It is, as The Minimalists describe, a tool to finding freedom. This includes freedom from fear, guilt, depression, and consumerist traps. Not all people may have those problems. But there is one kind of freedom that most want: financial freedom. Is it possible to achieve that with a […]