Credit Card Debt in the US

These statistics show a gloomy picture Credit card debt seems to be out of control in the US where the average household is owing over $130,000 in debt and of this amount over $15,000 is for credit card debts alone. It is not only government that is staggering under a very large national debt of […]

Tips for Changing Your Mindset to Get Out of Debt

No one ever plans on being in debt. They start out making good money and being able to afford all of the things that they want in life. Then, the next thing they know, they are in over their head and struggling to make sense of what happened. Being in debt can take a toll […]

3 Tips to Better Money Management

Oftentimes, many people feel that they are doing all they can to manage their money appropriately. They feel that there is nothing else they can do to make their financial situation any better. This is even truer when it comes to someone who is already considered low income. After all, how you can possibly manage […]

Find the Company You Need in the Congo

Whether you are new to a particular area or have lived there for a long time, there are going to be situations that arise where you may need the products or services of a particular company that you have never dealt with before. Whether you need to someone to help you with business services like […]

Five Silly Reasons for Taking out a Loan

Thinking of taking out a loan? The low interest rates these days are very enticing to the consumer and when all else fails, a loan may be the only way to stay one step ahead of the collection agent. We have been told over and over again that the mortgage payment is the first thing […]

A Girl Can Dream Right? But I Don’t Dream of a Luxury Car

Do you ever get bitten by the ugly green monster of jealousy? It doesn’t happen to me very often but when one of my co-workers recently upgraded to a brand new Cadillac Escalade, I felt jealousy wash over me. How can she afford such a car? I thought. Wow, she must make a lot more […]

5 Costs You Can Avoid When Moving to a New House

Purchasing your home is a milestone in every person’s life. Finalizing and buying the house, packing up all of your belongings from your parent’s house, college or apartment, moving it and arranging it in your brand new home can be extremely exciting. Unfortunately, moving to a new house also means racking up tons of costs. […]

Learning To Drive Doesn’t Have To Be Expensive! 5 Tips To Help You Along The Way

You may well approach the process of learning how to drive by fearing that it will be expensive. However, that does not have to be the case. In fact you will be surprised at how much money you can save by taking on boards some simple-but-effective advice. Here are five top tips to help you […]

How to Cover Sudden Expenses With No Emergency Fund

Have you ever found yourself slapped with a sudden expense but had no money on hand, or no emergency fund? If you live paycheck to paycheck, then you know the feeling. It’s a horrible feeling when you’re short on cash and are expected to make payments on necessary bills. Bills that have strict due dates […]

What Services to Expect From Your Banker

I’ve been thinking about switching banks lately as my current bank has cut back on or eliminated a lot of my favorite services and the fees they charge have gone up significantly in recent years. Which bank you use can play a huge role in all your finances, so you should expect nothing less than […]