Reasons You’re Spending Way Too Much on Home Maintenance

According to a 2015 estimate, housing costs of an average American is equivalent to 30 percent of income.  This includes mortgage fees, home insurance and so on. One housing cost that some people find unbearable is home maintenance. There are people who even end up borrowing short-term unsecured loans just to pay for home maintenance. […]

Rookie Mistakes to Avoid When Buying Your First Car

Buying a new car? It’s definitely an exciting prospect. Unfortunately, new car buyers are highly vulnerable to making mistakes that cost them a lot later. Here is a list of common mistakes new car buyers are prone to making that you should absolutely avoid: Not Setting a Budget Don’t shop for cars without having an […]

Simple Tricks to Control Your Inner Shopaholic

Shopaholism is an actual disease, people. Psychologists call it impulse driven buying. Everyone is susceptible to compulsive buying, but some are more prone than others. Buying a new pair of Jimmy Choos each week is indeed very satisfactory. But have you really thought about what that habit is doing to your budget and overall debt? […]

Horribly Wrong Ways to Spend Your Retirement Savings

So you spend decades working your butt off for a fat retirement savings account. Now you can retire in safety and comfort. Right? Let’s take a step back here. Unless you are a billionaire, your retirement fund will not last forever. Once you retire at the age of 60 or 65, you still have decades […]

Daily Habits That Will Automatically Make Your Wallet Fatter

Do you ever think how much chewing gum each day costs you? We have these habits that cost us a lot unknowingly. You may not think too much about buying a small bottle of water each day, but on the annual scale, that would have cost you hundreds of dollars, as much as you would […]

Survival Tricks That Will Definitely Come in Handy When You’re Broke

If you are dead broke, then you are definitely near rock bottom. You are still not at rock bottom because you can do something about your miserable situation. It’s never too late to uplift your finances. Until your money situation improves, here is a list of essential survival tactics you should know about: Taking Public […]

The Right Way to Budget for Your Safari Trip

Being frugal shouldn’t keep you from going on a wonderful safari trip. The thing about overseas vacations is that they can easily go out of control spending wise. When people are on vacation, they are more likely to be generous with their wallets. This could be you too if you are not careful. Here are […]

Part-Time Jobs All College Students Must Consider for More Pocket Money

Doing a part-time job is a big decision for many college graduates. A job can take time away from social activities available on campus. On the other hand, some students do need to engage in part-time work to earn some extra cash. You can use this towards paying tuition to reduce the amount of student […]

Spendings You Need to Say Goodbye to Once You Have a Baby

Once you have a baby, your whole life changes. There will be more responsibilities, more joys, and of course, more expenses as well. It’s not sensible for new parents to continue their lifestyle as it used to be. Babies are costly and so your household expenses will have to change accordingly to serve the baby’s […]

The Best and Worst Things about Travelling in a Budget Airline

Budget airlines have become popular in recent times thanks to an increase in demand for super cheap tickets. However, are they all that good? Let’s look at some of the best and worst aspects of flying on a budget airline: Having More Money to Spend after You Land Obviously, the best perk of traveling by […]