Top 5 Online Banking Services

The first online banking service was offered to Americans back in 1994. As is the case with many things here in Australia, it took many more years for online banking to reach our shores. In its infancy, online banking was restricted by slower speeds and a lack of infrastructure, problems that have since been overcome. […]

Coin By Coin: Get Out Of Debt Through Wise Habits

Finances are a talking point around the world. Spending habits differ by person, but many will look to finances as one of the biggest causes of stress in his or her life. Sometimes it’s a struggle to keep up with the fiscal demands in life. This is precisely why it’s a good idea to save […]

Passive vs. Active Learning: Why It’s So Important to Engage Students

There’s a lot of buzz in the educational community about the benefits of active learning. But what is this exactly? And how can some learning be passive? It really comes down to how students are interacting with the material. Research is showing it’s important to engage students with active learning practices. How Do We Learn? […]

Find the Right Time to Buy Gold

Success in the gold market is all about timing, but maybe not the way you think. Don’t buy gold at any time or any price and hope that you can cash out when prices shift into another record-breaking market. Those are unpredictable and you don’t know when prices are going to peak. Successful timing has […]

Can A Minimalist Lifestyle Help You Achieve Financial Freedom?

Minimalism has been gaining traction among Americans. It is, as The Minimalists describe, a tool to finding freedom. This includes freedom from fear, guilt, depression, and consumerist traps. Not all people may have those problems. But there is one kind of freedom that most want: financial freedom. Is it possible to achieve that with a […]

High Debt Is Putting People’s Retirements at Risk—Here’s What to Do

Retirement is the well-earned period of relaxation that follows a lifetime of hard work. Stereotypes of retirement paint an idealized picture: Sitting under the swaying palm trees outside your beach condo, sipping fruity drinks and cashing in on the senior discounts at local restaurants. Or packing up your spacious RV to traverse around the country, […]

Understanding Abnormal Return to Avoid Surprises

An abnormal return refers to the generation of unusual profits over a specified period of time, by the given portfolios or securities. The performance differs from the anticipated RoR (rate of return). The anticipated RoR is the expected return. The same is calculated as per the asset pricing model using multiple valuations and historical average. […]

Undertakings Collective Investment in Transferable Securities (UCITS)

The UCITS is a regulatory framework of the European Commission. It is a regulatory body that manages mutual funds and their sale. UCITS funds are registered in Europe and their buyers can be the investors from all over the world. It uses unified investor protection and regulatory requirements. In individual European countries, UCITS fund providers […]

What is a Certified Financial Planner (CFP)?

Certified Financial Planner is a designation, a professional certification for financial planners provided by CFP Board. You get an authorization to use the designation if you meet the education and examination qualifications along with the right experience and ethical requirements and paying the fee. You get formal recognition for your expertise in the fields of […]

What is a Mutual Fund’s NAV?

The NAV, which stands for Net Asset Value of a mutual fund, is the price per fund unit which determines its overall cost. It represents the fund’s market value per share and is crucial to know when one chooses to invest in a mutual fund. Net Asset Value is the price at which the investors […]