What is a Mutual Fund’s NAV?

The NAV, which stands for Net Asset Value of a mutual fund, is the price per fund unit which determines its overall cost. It represents the fund’s market value per share and is crucial to know when one chooses to invest in a mutual fund. Net Asset Value is the price at which the investors […]

Record Date v/s Ex-Dividend Date -What is the Difference?

What is record date? Record date, also known as the date of record, is a cut-off date or a particular date fixed by the company to determine the eligibility of its shareholders. On this date, the investors must own the shares of the company so that they become eligible to participate in all company matters […]

Tips for finding English Teaching Jobs Overseas

Introduction With many people taking ESL class every year, the demand for qualified teachers will never be high and in various markets, the need for the well-trained instructor will never be met. This indicates that an English teacher who has internationally accredited TESOL/ TEFL certification always have highly transferable and marketable skills. Getting jobs even […]

What is a Sinking Fund?

A sinking fund is basically a type of fund in which a certain amount of money is set aside or saved. This saved amount can later on be used for the purpose of repaying the debt. Understanding the concept of sinking funds The main purpose of the sinking fund is to cover up for the […]

Running a Successful Business Requires Positive Cash Flow

Mоѕt реорlе thіnk thаt runnіng a ѕuссеѕѕful business means fіndіng thе rіght mаrkеt, рrоmоtіng thе rіght рrоduсtѕ аnd аnnоunсіng thе rіght path. Whіlе аll thеѕе thіngѕ аrе іmроrtаnt, nоnе оf thеm аrе аѕ еѕѕеntіаl аѕ gеnеrаtіng a роѕіtіvе саѕh flоw. Thіѕ guіdе wіll hеlр уоu understand hоw tо tеѕt a buѕіnеѕѕ model fоr thе ability […]

Learn These Little Ways to Save Big Money

Many times when you see lists like these, the subjects can be focused on one topic, which is not a bad thing, but because that topic can be so specific, sometimes you miss out on the bigger picture for ways you can save money, or some of the smaller methods that tend to slip under […]

USDA Loans – How Do They Work and Do You Qualify?

Generally speaking, USDA loans are intended for people who do not have a safe place to live, cannot get help with lending elsewhere and have income that is a below a low-income limit for the area where they live. If you are in this sort of situation, applying for a USDA loan could be a […]

What Factors can Impact the Creative Aspect of a Business or Company?

Today world of business requires many strategies and planning for execution. The world is full of competition and in this, we are competitors for others as well. Business should have more strategies, infrastructure, planning, and most important ideas. (Ideas) makes business up or down depends on various factors. In business creation has most important place […]

Tricks to Stay Debt Free using your Credit Card

Now for those people who use the credit card are often at a risk carrying out a lot of credit card debt. And once the debts get accumulated in large chunks, it may take years for them to pay for those debts.  This best way is to avoid such situations which may lead you to […]

What is Workers’ Compensation Insurance?

The definition of the workers’ compensation insurance The workers’ compensation insurance is a type of insurance which comes with various kinds of medical as well as the wage benefits like lost wages, medical expenses, rehabilitation costs to employees who got injured etc. Understanding the concept of the workers’ compensation insurance In general the workers’ compensation […]