3 Ways to Get the Unexpected Funds You Need as Quickly as You Need Them

Unexpected funds

Misfortune always lurks somewhere in the corner and it certainly doesn’t ask any questions. Whether you’ve been robbed, involved in a car accident, require an urgent medical assistance, or if you’ve experienced any other sudden negative turn of events, panicking and moaning about is certain not to solve a thing. Instead, getting the needed education and taking action is what will turn the tide and resolve the pressing situation.

To help you out of the rut, we’ve assembled this short and to-the-point guide that will show you how you can quickly get access to additional funds in case of a dire emergency:

  1. Credit card advance

Depending on your credit card issuer, it’s possible to get a cash advance through an ATM. Basically, this works just like getting a small loan. Don’t forget to include the transaction fee into the equation and expect the interest rates to be on the higher end of the spectrum compared to some of the other alternatives. Still, this is a quick and effective way to make a payment if you’ve exhausted all the options available to you. Obviously, you won’t be able to get access to a large sum of money through a credit card advance, but it should be enough to cover your smaller expenses (plus, there’s no paperwork involved).

  1. Peer to peer lending

Peer to peer lending hasn’t been around for long, but thanks to the internet becoming so main stream, it has now become a popular option to get funded from the comfort of your home. The interest rates can be either high on low, depending on your credit score. It’s essential for you to provide some sort of proof that you’re a trustworthy individual who’s going to be paying back on time if you want to get any backers. Don’t play around with this, because penalties can occur, some of which involve credit dings and late fees.

  1. Signature loan

In case you want to borrow a large sum of money, the lender will usually require some form of collateral. Whether it be a real estate property deed, jewelry, your car, or some other valuables, this is a way for the lender to be protected against not getting what is due. However, not all people are willing to go down this road, since they perceive putting up some of their valuables as too much of a risk. If you share their opinion, you might want to consider getting a signature loan.

These allow you to borrow a large sum of money by providing nothing more than a signature. And the best part? The interest rates are rather favorable, making them much more affordable as well. Since the payments are made in equal installments, you won’t have to deal with a sudden expense when paying back the loan. Finally, with this type of loan, you can expect to be approved fast. For more information, visit www.kingofkash.com, where you can also learn more about the risks and requirements associated with it.


Getting money in a pinch can be a tasking endeavor, but knowing all the options available to you is bound to make it much easier. In the end, this knowledge will serve you well in the future too, since you’ll quickly be able to make a plan inside your mind and deal with any financial emergency that requires your immediate attention.

Why is Health Insurance Important?

Health insurance

  • Securing finances: You must already be aware that health issues and their treatments can be very expensive. This is even more so when the medical complications arise of all a sudden at a time when you least expect them to crop up. Thus, a health insurance helps you as an external aid to pay for your treatment. Not everyone is in a position that they afford expensive medicines and rounds at the hospital. In fact, you must also know that some of the plans and schemes of medical insurance include periodic checkups.
  • Ease of mind: Not being financially sound can be very challenging. This is not just for the physical body but also the mind. In fact, at times overthinking and stress scan lead to depression and other health issues. Thus, if you have a medical insurance, you are assured that you have something that you can rely on in case you ever face such a drastic situation. This helps you to relax and live life with ease of mind and inner peace. It helps you to remain calm and stay happy which is actually emphasized on to stay fit at the first place.
  • Increased savings: What usually happens is that you are unable to save much for unexpected problems and accidents. This is because they have not been on your mind and you do not focus on them. However, if you have a medical insurance, you will be obliged to keep investing bit by bit into it. This is where you get the chance to increase your savings that are only for your well-being. In fact, please note that if your employer offers health insurance, then you can save your hard-earned money for some other purposed and be assured that you are not alone in it.
  • Improved health: Whenever you are covered by a health insurance you can be sure that your health will stay fine and actually improved at all times. The reason behind this is that any time a symptom of illness is detected, you can get it treated immediately. This way, the disease is not allowed to grow or spread to other parts of the body. However, those who are not enrolled with any insurance company for medical security, they keep waiting to have money to get themselves treated and since that fails to happen, the illness keeps growing within and leads to other problems as well.
  • Regular checkups: Lastly, people avoid regular and periodic health checkups because they fear the cost and they cannot to make it recurring. However, this is just not the case if you have a health insurance. Most of these schemes cover this checkup. Each policy clearly states all its terms and conditions so you must read that before finally sealing the deal with a sign on one. You must carefully keep your medical insurance card that is like a gate pass to these checkups. Also, this is great for the company because problems detected early require less expenditure.

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