Automating Your Finances

Automation is often equated with greater efficiency. This is absolutely the case when it comes to automating your finances. There are few other personal finance strategies that can help you so much through expending so little effort. These are a few of the top ways automating your finances will change your life for the better.

Why Is Automating Your Finances a Good Idea?

It’s smart to consider the implications of automating your finances before making any big moves. Doing this, however, can be a huge benefit to your life in many ways. Automating your cash flow makes your life easier. But it can also save you money when done the right way. That second point should really have your attention.

There are actually a few helpful applications for automating finances. These range from automating savings to credit card payments. This is how some of the most common forms can simplify your life.

Utilize Direct Deposits 

Direct deposits are common in today’s day and age. This is where your paychecks are immediately put into a checking account instead of you receiving a physical check. There are a few reasons why direct deposit it so great. First, it’s convenient for you. You don’t have to do any work after the initial setup. There are further benefits such as receiving payment even if you can’t receive a physical check, no additional costs to you, and immediate availability of funds.

Along with direct deposit, you can automate your paychecks to various other savings accounts. There’s no limit to how you do this.

For example, you can instantly deposit a set amount of your paychecks into a separate savings account for emergency funds. This will help build a cushion into your finances in case you lose your job or need to pay an unexpected expense. You can apply this same concept to investment accounts. Consider automatically putting a certain amount of your money into a 401(k). Even if it’s a small amount, that can add up to a lot in the long run. But you need to create a budget before you decide how much you want to designate into these various accounts.

Find the Right Budgeting App

Creating an effective budget has never been easier. In the past, you had to do it entirely by hand. This meant keeping track of every expense by hoarding receipts, then adding it all up to see how much you’re spending each month. Thanks to developments in technology, you can now automate your budgeting by using apps. These are super convenient tools for monitoring your spending while also getting ahead on saving.

There are certainly a lot of financial apps in the marketplace today, which cover a wide range of purposes. Some of these apps are much better than others. It’s tough to say what the best budget app, since everyone is looking for something different. However, Clarity Money certainly makes a case for being in that conversation. It’s a well-rounded app that allows users to track expenses—and even suggests subscriptions to cancel if they’re largely inactive. There are also several ways to automatically save money by creating various accounts and saving schedules.

Automate Bill Payments

There’s another keyway you can automate your finances: bill payments. Whether it’s your rent, mortgage, or credit card bill, you can have these expenses automatically deducted from your account each month. What’s the advantage of doing this? For starters, you won’t miss a payment, which can land you with an additional late fee. Plus, you’ll save a bunch of time if all your bills are paid automatically every month.

It’s important, however, that you don’t set up an automatic bill payment schedule that doesn’t work. Over-drafting your account typically leads to a decent fee. It can also be bad for your credit. If you accidentally allow your account to get overdrawn, turn off automatic payments until you get things back under control.

Automating your finances can be a big time and money saver when done correctly. Look into some of the ways this can benefit your life. As always, take time to do some research, and ensure you’re in a situation where automation makes sense.

5 Easy Ways To Earn Free Amazon Gift Cards

How often do you shop on Amazon? Would you like to free Amazon Gift Cards which you later can use for buying products?

Amazon is the biggest online store on this planet. It has spread its reach in almost every corner of the world. It’s fast-paced home delivery service and unheard-of low prices have made it a favorite of millions of people. Amazon has also made available Gift Cards for those who shop frequently. Baring some products, you can use these Gift Cards to buy anything from its online store.

Here are the easy ways to earn free Amazon Gift Cards

1. Swagbucks

Earn Amazon Gift Cards up to $100 with three easy steps on Swagbucks. First, you have to sign up on Swagbucks for free. Then earn reward points for performing menial tasks like watching videos, answering surveys, or just doing your shopping(the way you usually do). Swagbucks pays you for your time in terms of Gift Cards from your favorite online store like Amazon.

2. Survey Junkie

Survey Junkie is quite similar to Swagbucks, the way it operates. But with Survey Junkie, you only have to worry about filling up the survey forms. Nothing else. Once you are done with your tasks, you will earn virtual reward points for your work. Next, you can redeem those points to Amazon Gift Cards. The best thing about Survey Junkie is you get to in advance how much you will earn and the amount of time you will have to invest in completing the said tasks.

3. Cashcrate

At present, Cashcrate has over 10 million members who are reaping of the benefits of its rewards programs. This company has been active since the year 2006. It is one of the pioneers of the concept called “consumer research”. With Cashcreate, you get paid with Amazon Gift Cards for performing tasks like answering online surveys, giving your opinions, testing out apps, shopping, etc.

4. Opinion Outpost

Opinion Outpost is a place where the more your work, the more you get paid. If you are serious about making money online, sign up for free on their website today. After completing a survey, you immediately get rewarded in terms of points. One point is equivalent to 10 cents. Earn enough, and you can cash out without any issues. Or better, redeem your points with an Amazon Gift Card.

5. PrizeRebel

With over 9 million members, PrizeRebel is killing it in the Consumer Research market. They are one of the most trusted and dependable survey sites on the internet. Plus, they are active since the year 2007 and have paid out millions of dollars in the form of Amazon Gift Cards. To get started with the PrizeRebel survey program, just sign up and complete the surveys you are asked to answer.

You will get paid within 24 hours.

The bottom line

There are thousands of online survey sites all claiming to have paid millions to dollars to their members. But not all sites can be trusted. Notably, the ones who ask money for registration. No legit survey or “make money online” site I have come across has ever asked me to pay registration fees. Sites listed on this post will pay you in the form of Amazon Gift Cards and never ask you for any money.

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