Signs that You’re Drowning in Your Student Loans

Student loan debt has reached unprecedented heights in the U.S. More and more young people are entering adult life with massive debts on their hands. Some college grads are in hundreds and thousands of dollars in debt even before they have landed a first job. Still, certain segments of college grads believe that they will […]

How to Plan a Family Vacation without Emptying Your Bank Account

Family vacations are great for bonding, having fun, and discovering new places. But vacations can also be expensive. Some families end up going way over the budget when planning family vacations. While it’s important to have fun on your vacations, spending excessively will make the rest of your year miserable. You should never borrow money […]

Expensive Shopping Habits Your Salary Cannot Afford

Compulsive shopping is one of the leading reasons why people end up nose deep in debt. Learning to live within means is very important to ensure your family’s long-term financial health. If your expenses exceed your monthly income, you might soon find yourself declaring personal bankruptcy. Most people have to spend monthly on things like […]

Survival Techniques All Unemployed Graduates Know Too Well

For most people, college is a gateway to a brighter future. Education is supposed to increase a person’s lifelong earning potential. Therefore, many parents and students take out expensive loans to get fancy college degrees. Then, upon graduation, they find out that most of the story has been a lie. Not all college graduates are […]

5 Signs You are Wasting Your Retirement Savings

The point of saving for retirement is to live the last years of your life in relative peace without having to worry about money. You will have plenty of other worries, mainly health, apart from finances in your autumn years. However, you will have to worry about money if you end up wasting all your […]

Traveling Europe Without a Credit Card—The Perfect Budget Tips for Backpackers

Europe is one of the most expensive continents in the world for traveling. However, the gorgeous scenery, cultural sites, and experiences you can gain are truly worth more than money. You don’t have to be super rich to travel Europe. Backpacking in Europe remains as popular now as ever before. So, if you are a […]

Lies and Excuses All Lenders are Familiar With

Lending money to others is not the most ideal business to be in. Debtors will find any excuse to either borrow more than they can repay, or to never repay at all. Experienced moneylenders have been in the business long enough to know the crazy excuses many debtors use. Most ignore the lies when they […]

Financial Perks of Moving in With Your Partner

Moving in with a significant other is a milestone of any serious relationship. In fact, marriage experts highly advise couples to try living together before getting married. That way, you two can know for sure if you can bear each other’s company for another twenty or thirty years. Other than the emotional perks, there are […]

Money Problems Only College Students Will Understand

There are many things you can learn in college, especially with regards to money. If you don’t come from a well-off family, you will be intimately familiar with the money problems college students face. Tuition is at an all-time high. In addition, colleges charge exorbitant fees for accommodation, health insurance, and other services. Therefore, if […]

Reasons Why Cost of Living in 2016 is So Damn Expensive

As 2016 dawned, you may have gotten a flurry of red notices. (Just be glad they weren’t howlers like in Harry Potter.) The New Year was great for many things, but not for living costs. It feels as if 2016 is the most expensive year to live in since the Great Depression. Costs are rising, […]