July and August 2015 Blog Income Report

Horray! Earnings on this little corner of the internet were WAY better than the last couple of months.

But of course, higher earnings usually means higher expenses too. I’m not complaining, though, because the net is still a lot higher than it has been the last couple of months and I don’t have to put too much time or effort into earning this income due to the team I have on-board here at RDS.

If you can believe it, I’ve owned the site for just over a year now, and in that time it has definitely been a fun and financially lucrative adventure. The summer was very slow in terms of income. I’m always amazed that one month this site earned over $2,000 and other months it earned $200. That’s why I just treat the additional site income as the cherry on top to my monthly income and don’t rely on it too heavily to live. I am really happy with the way things have gone on this site in the year I have owned it. We’ve paid out lots of $5 PayPal payments to help people with their debt, and there have been a ton of great stories on here!

Here’s the official report for July and August income:


Affiliate and Direct Advertising: $1,260.00


Help With the Blog: $517.63 (As many of you know, I have help in the form of virtual assistants here on RDS, and I also pay to regularly update the technical side of things.) – This also includes renewing my hosting for the year.

Guest Posts: $10.00 (We pay $5 per guest post to help people with their finances.)

So, Earnings – Expenses =

Total Income: $732.37 in profit

How was your July and August?

Let the awesome come to you. Give me your email and I’ll give you all my new posts -- win, win!

Hanging With Friends Fo Free- Four Ideas to See Your Friends and Save Cash

Over the last year, as I was crushing my student loan debt, I lived very frugally. I cut out any and all ‘extra’ spending. If it wasn’t rent, gas or food, I wasn’t paying it! I’ve always been frugal but this was next level. I’m talking total money lockdown.

As anyone who has tried to save money can tell you, saving can put a big dent in your social life. It seems silly, but we pay to hang out with our friends all the time. Dinners out, concerts, travel, movies- they’re all pretty common friend activities and they all cost money. Even just grabbing a drink at a bar or a coffee shop with a friend can turn into a large tab pretty quickly.

While I was more than happy to send my spending habits to the chopping block I didn’t want to sacrifice my friendships to save money. I started taking a more active role in planning activities for my friends and I that were free and afforded us lots of face time. Hanging with friends fo’ free is now my go to move. I love my friends and I want to be able to see them and save money. The two don’t have to be mutually exclusive!

Find a Free Event

In my city there’s always something happening. Free music shows, free movie screenings, free museum days. Google ‘free stuff in (your city here)’ let your mind be blown. I’ve gone to free movies, concerts, lectures and museums with friends. There’s always something, somewhere, that will entertain you for free! I suggest looking at certain venues you like too, to see if and when they host free events. One of my favorite bars does trivia on Tuesday nights with no bar minimum. That’s a great way to spend time with friends and save yourself cash. Your friends have the option of getting themselves a drink and you can soak up time with them.

Take it Outside

The great outdoors is great for many reasons but one of the best ones in my opinion is because it’s free! I’m a big hiker and that’s a great way to hang with friends without putting pressure on your wallet. Take your friends to a local park or forest and have a nature day. You don’t have to be Bear Grylls to have an adventure in nature. In the summertime look for a swimming hole or a lake to jump in after you work up a sweat. In the fall take in the change of seasons with a walk in the woods. I like getting away from the hustle and bustle of the city and quieting down in nature with some friends- it’s one of my go to activities!

Have a Craft Night

This is my personal spin on the much lauded game night. I have several friends who have hobbies along the lines of knitting, sewing, designing and drawing. I like to get the gang together with a few drinks and some tunes and get creative! Everyone brings their own supplies and we each work on our own projects. It’s wonderful to see how awesomely skilled your friends are and the things they can create. It’s also great to get feedback on a creative roadblock you might have run into with your own work. I like this hang night because it gets us away from sitting in front of screens as well. I know most of my friends spend all day in front of a computer so it’s nice to give our eyes and brains a break!

Clothing Swaps

This is one of my favorite hang outs. As part of my frugal lockdown I stopped spending money on clothes. A clothing swap is a great way to see friends, meet new people and pick up new duds! Ask a few friends to come over with clothes they haven’t worn in a few months. (The more people you invite the more clothes you’ll have!) This is always such a fun event because it turns into a fashion show!

You’ll get rid of some clothes you’re not wearing anyway and pick up new items that you’re excited about fo’ free!

Knowing how to hang with friends for free is not hard to do. It might require a shift in your mindset but there are almost endless options out there. Movie nights, wine and cheese nights, at home brunches, bike rides…you just have to pick one!

Stepchild Faves – August 2015

Wow! I can't believe I'm already almost done with my first month of self-employment. It has been a great month because I've had so much more time to focus on my business, my house, my family and friends, my pets, and myself since I gave up my … Continue reading...

5 Reasons Self-Employment Rocks!

I'm almost a month into full-time self-employment already as I quit my job effective July 31. It's been a period of transition as I try to figure out a schedule for my day that allows me to balance the workload of my freelance writing business and … Continue reading...

8 Things I Did to Pay Off $20,000 of Debt

Today we have a guest post from a new blogger, Kev. I hope you enjoy it! A few months ago, I had the immense pleasure of checking an important bucket-list item: paying down $20,000 of outstanding debt on my line of credit. It took me 36 months … Continue reading...

3 Tactics to Speed Up Debt Payoff

Debt: we all hate it right? I know I do! Like, a lot. Like, just as much as I hate Voldemort. So you know I mean business! When I was in debt it was always on my mind. Even before I got really serious about paying it off it lingered in the … Continue reading...

5 Reasons You Should Take up Cycling

Cycling, like every other fitness discipline, runs up against the same complaints. You don’t have the time, you don’t have the energy, or you just don’t like cardio. At the end of the day, these are just excuses – and once you’re enjoying the … Continue reading...

Financial Implications of Having Pets

Do you own a pet? Pets have become almost a household staple in today's world. In fact, according to The Humane Society of the United States: Pet ownership in the U.S. has more than tripled from the 1970s, when approximately 67 million households … Continue reading...

Recognizing Your Financial Values

They say that there are two types of people out there: the savers and the spenders. You have to be one or the other.  I think that just like everything else in life, there are some shades of gray to this definition. How you save AND how you … Continue reading...

Stepchild Faves – July 2015

I know I'm always saying this, but seriously where has this month gone? Between some emotional events like my best friend S moving away, turning in my notice and quitting my full-time job, celebrating the 4th of July, experiencing a death in our … Continue reading...