You Might be a Workaholic If…

As part of the PF community – no matter whether you are a fellow PF or debt blogger, or a blog stalker reader – we are all working toward one form or another of financial independence. Many of us are so dedicated to making our financial dreams come true that we are even willing to take on additional work above and beyond our full-time jobs either in the form of a part-time job, or a side hustle (and some of the craziest most dedicated among us are even doing both).

While I’m all for taking on extra work to help me pay off my debts and reach my savings goals faster, there are some people out there (ahem, Mom and Dad) who think I’ve become a workaholic (and they’re probably right).

Just to help you out with determining if you are a workaholic, here a few signs of workaholism (Is that even a word? Well, we’re gonna go with it.):

      1. You might be a workaholic if you are the first in and last out. If you are the first one in to your office (or to the blogosphere) and the last one leave, you must be a dedicated person. There’s nothing wrong with being dedicated to your job (or your side hustles), but if this happens everyday you are a workaholic.
      2. You might be a workaholic if you work (or blog) during your lunch hour and other breaks. I am so guilty of this one. ‘Nuff said.
      3. You might be a workaholic if you take work to bed. Your bedroom should be the place you go to relax and unwind. Avoid taking your laptop or work related reading material into your bedroom. You should also avoiding keeping your smart phone right next to the bed where you can easily be interrupted by incoming work-related calls and emails.
      4. You might be a workaholic if you don’t talk about anything besides work when you’re not working.
      5. You might be a workaholic if you can’t even escape thinking about work while you sleep. It has invaded your dreams and turned them into vivid nightmares.

If any of these sound like you, you might be a workaholic. But don’t worry, there is a cure for workaholism. Here are a couple of things you can do to help with your work-life balance:

  • Leave work at work. Don’t bring work home with you and when you are on your own time, don’t respond to emails or work-related calls unless absolutely necessary. Make a conscious effort to be in the here and now with friends and family. If you are a freelancer, decide what time you will be done working each evening. If you decide your cutoff time is 9 pm, do not check your email or anything blog related after 0.
  • Set priorities. Start off each day with a list of the 5 most important things you must get done that day. Do not work on anything else until those 5 (or however many you decide) things are done. After those 5 things are done, and if you have more work time left, you can start on other things. If there’s no work time left, shut off your computer and your work-brain. Your work day is done.
  • Draw a line. Decide how much work you can realistically take on and once you hit that threshold, don’t accept any more/new jobs. Yes, we could all use the extra money, but you have to draw a line somewhere. No one can work 24 hours a day, no matter how much more income they’d make.

Are you a workaholic?

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What Does a House In Bergen County Cost?

Recently, a group of my blogger friends and I decided it would be fun to play real estate agent and compare what you buy in each of our locations at different price points, HGTV style!

In my area of Bergen County, New Jersey, there are currently a few thousand open real estate listings, so I narrowed it down to single family homes before filtering them by price. I didn’t filter to a certain part of the county, so we’re going on a county-wide tour.

$250k and Under

When I narrowed the search results down to this price range there were still 411 listings to choose from with a lot of them being foreclosures, short sales, auctions, or for sale by owner. Most of them needed more than a little updating and upgrading. After scouring the listings for a diamond in the rough, I found this little beauty:

250k

Located in Oakland, NJ with 5 bedrooms and 3,500 sq feet, this home is a steal. It’s listed at only $205,000! It’s a foreclosure and is estimated to be worth at least twice that. The picture doesn’t do it justice and the interior looks to be in pretty decent shape. It was built in 1947 and does need a few updates, but for that price a new owner could probably afford to put in some new kitchen cabinets and counter tops.

If you’re not into colonial style homes, that’s too bad. No, just kidding! I also found this home listed at $224,900. It’s located in Maywood. It appears to be in good shape, at least judging from the outside. If I were looking to move there, I’d be willing to check it out. It’s kind of adorbs.

250k2$250k-500k

I was expecting to have even more choices for this price range, and I wasn’t wrong. Total results: 980! I was also hoping to see homes with a few more updated already completed and in better shape overall. This one didn’t disappoint:

500kThis home in Westwood is listed at $498,777 with 4 bedrooms and almost 2,000 sq feet. It was built in 1950 and has been fully updated. There are some awesome architectural features, and it’s family friendly too with a large playroom in the basement and a large fenced backyard with an above ground pool that would be great for lazy summer afternoons with the beans (when they’re old enough that is!)

I also couldn’t resist showing you this gorgeous Victorian in Waldwick, which was built in 1900 and fully renovated in 2008. There’s still some old-school charm in the woodwork but with some new-school features, like granite and beautiful wood floors. This home is listed at $435,000 and has a lot of curb appeal.

500k2$500k-750k

I wasn’t sure exactly what to expect in this price range as the houses I found in the $250-500k range were all a good size, in nice locations, and had most, if not all, of the updates done for you. This price range was kind of a wild card. Some houses were HUGE but needed updates, some were brand new construction, and others were so stuffy there’s no way I could picture my family living there. The best example I could find is this newer construction home:

750KIt is located in Midland Park and was built in 2000 and has been treated well since then with its best feature being updated to match current tastes today. It has jet tubs and an underground pool out back. Listed at $725,000 it is still slightly under the $750k range too.

$750k-1.0m

This amount of money better buy you a pretty amazing house. After all, there was nothing wrong with the last 3 houses we looked at, and some of them are about half what the top of this budget is. I was expecting to see some over-the-top houses in this category, and this one was just that.

1milWith a whopping 4,000 sq feet, 5 bedrooms and 4.5 baths, this house is listed at $989,000. It sets on almost a full acre of private land, which is all landscaped. It has an underground pool, a separate cabana house, a basketball court, a huge storage and gardening area, a 3 car garage, a gym, and a bar. Whew, that was a mouthful! I guess this is how the other half lives.

1mil2

Hey, it was fun looking at what I can’t afford wasn’t it? But seriously, it was interesting to see just what is on the market in my area at different price points. I have to say I was a little surprised to see so few listings in the $500k-750k range, and what listings there are did not seem much bigger or better than those listed just under $500k. I know if I were going to pay that much for a house, I’d expect it to be top-notch, with all major updates already done. In actuality, I’d probably gravitate toward one of the two in the $250k-500k category.

I think the biggest downfall of property in this area of the country are the crazy property taxes. Some of them are more per year than my entire salary, so that would definitely have to be factored in to anyone looking to buy in this area!

What price range do you think fits your needs and style best? Also, check out these other bloggers who are showing off real estate in their cities:

CANADA

U.S.A.

  • Frugal Portland: Portland
  • Broke and Beautiful: New York
  • Michelle of Shop my Closet: Denver
  • Paul of Don’t Quit your Day Job: Silicon Valley / South Bay Area

NEW ZEALAND

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