I Got My Dream Job!

I’m going to keep this short and sweet, as I really need to watch the latest episode of The Mindy Project. According to my girl Erin, Schmidt’s on it. Like, New Girl’s Schmidt. He’s not playing Schmidt, but the actor Max Greenfield is on The Mindy Project and I’m pumped.

Late last summer, I announced on this blog that I was taking a year to freelance full-time. I wasn’t sure I was going to be able to make anything of it, but I had to take a shot. Now, just eight months later, I am re-entering the traditional workforce. Kinda.

While my new job is a full-time endeavor with salary and benefits and all that jazz (dream job requirement #1), it’s non-traditional in the sense that I still don’t have to wear pants to work. (I love Chipotle too much to have a stripper’s body, but thankfully that’s not the only pants-less profession.) People who work from home, like me (dream job requirement #2), are lucky enough to not have to wear any specific clothing items. This is made less hot by the fact that showering is also deemed unnecessary on a regular basis.

So thus far we’ve checked off two of my dream job must-haves — the stability of a full-time gig and the flexibility of working from home. Sounds great, right? Well, it gets better. Because it is…drumroll, please…


glen coco

I’m a full-time writer. Even if you think “freelancer” is code for “unemployed”, I’m still a writer in your eyes. It’s like, my official title. I’m a legit, honest-to-god writer for a large finance site. It’s been about a week since I accepted the job and I’m still smiling like a dork every time I think about it.

Now onto the other news. Because I’m writing full-time about finance, I’m transitioning away from RDS. I don’t want to give up writing in my free time, but I don’t want to write exclusively about money either. I do want to switch over to a lifestyle-type blog in the near future, but I’m going to take some time off from blogging for now. When I set up a lifestyle site, I’ll write another post here letting you know the URL.

Until then, I’m still available to chat via Twitter and email. I changed my handle to @Erin_Lindsay17, and I’m available at elissa.erin17[at]gmail[dot]com.

It’s been real, you guys. I can honestly say without this blog, I would never have gotten this amazing job. It’s funny, really, how something so small can impact your life in such a big way. I’ve loved chatting with you for the past 12 months (it’s actually RDS’ birthday today!) and I hope we can continue chatting on social media and eventually, my new blog. Thanks for reading.

Tell me something awesome that recently happened in your life! Let’s just celebrate everyone today!

[Image from imgur]

Let the awesome come to you. Give me your email and I’ll give you all my new posts -- win, win!

March 2014 Recap & April 2014 Goals

How is the first quarter of the year over already? Holy crap!


March was a month of hustling. Our income is back up to normal levels and we’ve both been crazy busy working. Because of this, April should be a pretty decent month financially.

If you remember last month’s update, I got a little cocky about cooking. Yeah, it turns out I’m not nearly as disciplined when I’m this busy and we ate out A LOT this month. If we weren’t eating out, we were making quick, unhealthy foods in the house. Pizza, spaghetti, and hot dogs — it’s a 5 year old’s dream! Anyways, this eating out has carried into April and I definitely need to take a couple of hours to make some freezable food for quick and healthy meals.

Y’all know I sold the car. What you may not know is that the original day I was supposed to sign the paperwork, I woke up to a smashed window. The P.O.S. stole a freebie bag my husband got from work. Really, douche bag? Oh well, obviously we got it fixed and now we don’t have to worry about stuff like that anymore.

After a few weeks of struggling to find balance, I’ve made a point of taking a full day off per week (coinciding with one of Steve’s days off). Yes, I enjoy my work, but I don’t like anything enough to do it seven days a week. [Insert one of many possible dirty jokes here]


Our typical day off consists of eating out for every meal, going to the bar in the middle of the day to watch a soccer game (each one described as “the most important game of the year” by Steve), binging on Netflix (we just started watching Breaking Bad!), and enjoying adult beverages. Super productive, as always…


Between replacing the smashed window and all four tires of the car (long story — three of our tires matched, the other one didn’t, but the ones that matched aren’t sold in the PNW, yadda yadda), we had to fork up over $600 on a vehicle we were getting rid of. Fun shit.

We saved up the rest of the amount needed to pay our taxes, which is right around $2,200, and put $500 in the emergency fund. It was not a cheap month.

Oh yeah, remember how there was stuff missing out of my suitcase when I got back from Jordan? American Airlines reimbursed me the entire claim amount ($390) without a fight! So I will happily continue to fly with them.

Our debt payments were an itty bitty $500 this month. Sadness.

25 BEFORE 25

13 completed, 5 in progress, 1 early fail, and 6 not yet started. 2 months to go, check out my 25 before 25 list HERE!


We tried three new Portland restaurants this month, each of them delicious!

Oven & Shaker — We hit up Oven & Shaker on the recommendation of Kathleen’s fiancee. OMGood. We went for happy hour and enjoyed whatever beer was on special (Portland doesn’t make bad beer), Nostrana salad, and a Salami pizza. The pizza had honey on it, which is surprisingly amazeballs.

Blue Star Donuts — So you may have heard of Voodoo Donuts, which is Portland’s super popular donut place. I’m here to tell you — it’s totally overrated and only popular because it’s open 24/7 and has donuts like the Cock-n-Balls. Blue Star is where it’s at! I had the Spiked Apple Fritter. Om nom nom! Basically, they just make whatever donuts they want to make each morning and they close when they run out. Dig it.

Killer Burger — Every burger at Killer Burger has bacon on it. Bacon is life. I mean, what else is there to say? Oh yeah, go for crazy hour, it’s cheaper. Nom.


Increase net worth by $2,083.33 in order to reach an annual goal of a net worth increase of $25,000. PASS! ON TRACK! Even after a slow beginning of the year, and even a net worth decrease in January, the car sale put us back on track! We increased our net worth by $10,902.98 in March. For the year, we’re up $7,839.95 (told you our net worth decreased in January!) and we need to average $1,906.67/month to reach our goal. Even so, I’m leaving it at $2,083.33/month for consistency’s sake.

Read 3 books (at least 1 non-fiction) in order to reach an annual goal of reading 36 books (at least 12 non-fiction). FAIL! OFF TRACK! I didn’t read nearly as much as I wanted to this month. I finished just one book – The Dinner, which was written very well but was pretty weird overall. I expected more twists and turns — it wasn’t as “shocking” as it was supposed to be. I’m currently reading Americanah, which is really good so far! If you also enjoy reading about race and culture, you should definitely check it out.

Walk an average of 10,000 steps per day in order to reach my goal of not sitting on my ass too much. I definitely lost my FitBit this month, so this is no longer a goal.


Increase net worth by $2,083.33 in order to reach an annual goal of a net worth increase of $25,000. Hmm, I really can’t predict how we’ll do with this goal for April. After a really pricey March, we’ll see how it goes.

Read 3 books (at least 1 non-fiction) in order to reach an annual goal of reading 36 books (at least 12 non-fiction). To pass and be on track, I’d have to read 4 fiction and 2 non-fiction books.

Let’s make April awesome! How was your March?

[Image from imgur]

Check Out My New Ride!


I downsized my ride a bit -- from an $11,000 Ford Focus to a $48 pair of Toms. If that's not frugal, I don't know what is. In case you were unaware, I avoid driving as much as possible. I have anxiety issues around being in vehicles, which makes … Continue reading...

Lemonade Stand Economics: Keeping the Next Generation Debt Free!


It can be easy to look back on your life and ask “what if?” What if I didn’t take out student loans? What if I chose a more lucrative major in college? What if I didn’t drink so much wine last night? Well, I’ve got news for you. “What if” is a waste … Continue reading...

February 2014 Recap & March 2014 Goals


Well, February absolutely flew by! I'm happy to be entering March -- the month where we will finally be back on track. LIFE February was a month of catch up. We spent the time working, hanging out at home, and keeping things generally low key. … Continue reading...

We’re Dirty Hippies Now

Don't just hug trees, make out with them.

And by dirty hippies, I mean environmentally-conscious. Portland has turned us into granola-munching tree huggers...ish. Coming from the Midwest and being part of a super Republican family, I laughed when this whole "green fad" started. … Continue reading...

Eating My Financial Words


As I age, my worldview and opinions change. Each year, I become more accepting of myself and others, more liberal, more relaxed, and happier. I also like to think I get a bit smarter as time goes on. Which is why I have to recant some of the earlier … Continue reading...

Minimalism: My Shit Doesn’t Own Me


I am what you might call a hardcore minimalist. I have a limited wardrobe, exactly enough utensils and dishes for my husband and I to eat at the same time (yeah, I'm totally serious), and no knick knacks whatsoever. I like nice things, I just don't … Continue reading...

January 2014 Recap & February 2014 Goals


Anyone else super glad January is over? We had a rough month and I'm glad to move onto February and a new beginning. LIFE As many of you know, my mother-in-law passed away unexpectedly at the beginning of the month. Steve flew out to Jordan, … Continue reading...

My Trip to Jordan (in GIFs!)


Hey guys, I'm back in the States!  I can say douchy things like "the States" now because I'm a schmancy world traveler. Try not to be intimidated by my cultured-ness. You guys know the reason we went to Jordan was a sad one, but let's keep things … Continue reading...